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by motormoneyfinance.com | Jun 12, 2023

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Initial Disclosure Document

Address

20 Church Street
Colne
BB8 0LG

ICO Number: ZB744799

01282 506 774

Opening Hours

Monday - Friday: 9am - 7pm
Saturday: 9am - 5pm
Sunday: 10am - 3pm

We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Our role as a credit broker is to determine which lender on our panel to introduce you to. Each credit provider may have different interest rates and charges.

We are only able to offer finance products from these providers, which may be suitable for you, and we will explain the key features of your chosen product to you (or your introducing supplier will). As a credit broker with a limited panel of preferred credit providers from whom we receive commission, MGB Car Finance Limited is not impartial and is free to prefer its own interests.

We are NOT independent financial advisors. We will provide details of the products available from the lenders that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you

We will receive payment from the credit provider for introducing you to them and we will also pay an amount of that commission to the introducing supplier or partner. The amount both parties receive could vary by credit provider, which may be a higher amount in relation to certain products compared with other products available. The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender is predetermined and cannot be changed for your agreement.

We do not charge you a fee for our services, but the commission we receive from the lender and pay to the introducer impacts the amount you pay. For full details on our commission arrangements and further important information, please click on our initial disclosure document:

MGB Car Finance Limited is registered in England and Wales. Registered address: Fourth Floor, St James House, St James Row, Burnley, BB11 1DR.
Company number 14391492

MGB Car Finance Limited T/A Motor Money (FRN 999390) is an appointed representative of Creditas Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority (FRN 661849).

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk Licensed by the ICO, data protection number ZB543666 Warning: Late payment can cause you serious money problems. For help, go to www.moneyhelper.org.uk.

Representative Example

Borrow £7,000 with £0 deposit over 48 months with a representative APR of 24.2%, monthly payment would be £220.05, with a total cost of credit of £3562.40 and a total amount payable of £10562.40. Motor Money is an Appointed Representative of Creditas Financial Solutions, we are a credit broker and not a lender. Warning: Late repayment can cause you serious money problems.

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